30-Year Conforming
6.625%
APR 6.745%Points $6,125
Max Loan Limits
Up to $832,750
Only LA & OC
Get Cash Back
When You Buy
Full-service real estate brokerage with cash back for buyers and 1% listing fees for sellers.
Get back
1.5β2%*
Cash back at
closing for buyers
Sell for
1%*
1% listing fee
full service included
Save up to
$40K*
Typical benefit
$1Mβ$2M home
Serving
LA Β· OC
Southern California first.
Your city is next.
Why Homeowners Choose
Pinkmelon
If you're buying
Get up to 2%* back
at closing
The seller pays your agent's commission. We keep 1% β and send the rest back to you.
- Full-service representation
- Licensed local agents
- Cash back at closing
Closing day Β· $1M home
$15,000β$20,000*
Your Estimated Cash Back
If you're selling
List for 1%*
Keep the rest
Everything you expect from a traditional agent. Without the traditional commission.
- MLS exposure
- Expert negotiation
- Full closing support
On a $1M sale
$15,000β$20,000*
Estimated Seller Savings
How Pinkmelon works
01
Same full service
Licensed local agents handle search, pricing, negotiation, disclosures, and closing. The full job, every time.
02
You keep the commission
Buyers get up to 1.5β2%* cash back at closing. Sellers list for a 1% fee. No catch, ever.
03
Settled at closing
Your cash back or savings is documented right in your closing statement. Transparent, every time.
Pinkmelon Savings Can Do
Boost your offer
Put your cash back toward a stronger offer β win without paying more out of pocket.
Cash at closing
Take it as cash on closing day. Furniture, moving costs, or just keep it. Entirely yours.
Buy down your rate
Use your cash back to lower your mortgage rate β smaller monthly payment, starting day one.
*
Figures are estimates based on a $1M home. For buyers: based on seller offering 2.5% buyer commission β Pinkmelon keeps 1% and returns 1.5% to the buyer as cash back (commission rebate) at closing. For sellers: based on Pinkmelon's 1% listing fee vs. a traditional 2.5β3% listing fee β buyer-side commission is separate. Actual cash back and savings may vary by transaction and lender approval. Buyer cash back (commission rebate) is subject to lender approval and may not be available with all loan types. These figures are not a guarantee of any specific outcome. Commission is negotiable and not set by law.
Today's Mortgage Rates
October 20, 2026
30-Year High Balance
7%
APR 7.071%Points $5,499
Max Loan Limits
$832,751 β $1,249,125
VOE Only
7.25%
APR 7.323%Points $2,625
Max Loan Limits
Up to $5,000,000
P&L Only
7.25%
APR 7.349%Points $4,375
Max Loan Limits
Up to $3,000,000
The rates shown are based on a sample borrower profile β a purchase loan for a single-family primary residence, with W-2 income, a 740 credit score, 70% loan-to-value (LTV), and 45% debt-to-income (DTI). Actual rates and terms may vary based on your credit profile, loan amount, and property details.
1NMLS #2357195
Pre-approval
See what you
qualify for
within 12 hours
Apply today and receive your pre-approval letter in as little as 12 hours before you start your home search.
Learn more
Home Buying Resource Guides
We've distilled deep expertise buying and selling hundreds of properties into these free resources.
90-Day First-Time Homebuyer Calendar
Your Homebuying & Mortgage Guide
Rebate is estimated based on a full-service buyer's transaction at Pinkmelon's buyer commission of ~2.5%. Subject to lender approval. Not all buyers or all transactions qualify β see Pinkmelon Terms for details. Actual savings depend on price, negotiation, and market conditions. Pinkmelon does not provide tax, legal, or financial advice; consult a professional. We reserve the right to modify or discontinue promotional programs. Terms may vary by state.
The word is out
People in LA & OC are already rooting for something better.
Drop a note β we'd love to hear from you too.
"First real estate thing that doesn't feel built against me. Fresh."
KKev
"Cash back to the buyer? About time someone did this in LA."
MMarisol
"1% to list and still full service β I'm in."
DDanny
"Finally a brokerage that's transparent about fees."
AAisha
"Did the math on my $1.2M place. The savings are real."
TTom
"Rooting for these guys. This is how it should work."
PPriya
Comments are moderated and may be removed at our discretion. These are not verified client reviews β they reflect community interest and support prior to launch.