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Get pre-approved
before you buy

Get your pre-approval letter in as little as 12 hours and know your budget before you shop. See what you qualify for on Loaning.ai¹.

Get Pre-Approval

Why Get Pre-Approved?

A pre-approval helps you understand your budget, strengthen your offer, and shop with confidence.

Sellers Take You Seriously

A pre-approval letter helps your offer stand out in competitive markets.

Know Your Budget

See how much home you can comfortably afford before you start touring.

Shop with Confidence

Tour homes knowing exactly what you can afford.

Make Your Move

Be ready to move quickly when you find the right home.

Pre-approval is based on information you provide and is not a commitment to lend. Final approval is subject to a full underwriting review, including verification of income, assets, employment, and property details. Equal Housing Opportunity.

Home Buying Journey

From pre-approval to closing, Pinkmelon is with you every step of the way.
Here's what to expect throughout your home buying journey.

Step 1

Get Pre-Approved

Know your budget before you start shopping and get ready to make a stronger offer.

Step 2

Find Your Home

Tour homes with confidence, knowing exactly what you can comfortably afford.

Step 3

Make an Offer

Submit a stronger offer backed by your pre-approval letter.

Step 4

Open Escrow

Once your offer is accepted, inspections, appraisal, and loan processing begin.

Step 5

Loan Approval

Complete underwriting and satisfy any remaining loan conditions before final approval.

Step 6

Closing Day

Sign the final documents, receive your keys, and celebrate your new home.

Every home buying journey starts with pre-approval. Let's take the first step together.

Get Pre-Approval

Clicking "Get Pre-Approval" connects you to Loaning.ai, an independent mortgage company not affiliated with Pinkmelon.

WithLoaning.ai1NMLS #2357195

Have Questions
Before You Apply?

Tell us your home price — we'll send a free home price estimate. This is not a formal appraisal.

Contact Us
Pinkmelon

Pinkmelon is a licensed California real estate brokerage helping buyers get cash back and sellers list for just 1%. Full service. Transparent fees. Real savings.

3435 WILSHIRE BLVD STE 1960, LOS ANGELES, CA 90010

hello@pinkmelon.ai (213) 426-1171

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California DRE #02446566

Pinkmelon, Inc. is licensed by the California Department of Real Estate (DRE License #02446566) and serves Los Angeles County and Orange County.

Disclosures: All savings, cash back, and commission figures are estimates only and may vary based on the specific transaction, buyer-side commission offered, lender approval, MLS rules, and applicable laws. All commissions are negotiable and not set by law. Buyer cash back is available where permitted, subject to lender and transaction approval, and may be affected by applicable industry or regulatory changes. Not all buyers or transactions qualify. All information provided is deemed reliable but is not guaranteed and should be independently verified. Pinkmelon does not provide tax, legal, or financial advice. This is not a solicitation for property already listed. Equal Housing Opportunity.

¹ Loaning.ai (Habitfactory USA, Inc.) | NMLS #2357195; NMLS Consumer Access | Equal Housing Lender. Loaning.ai is an independent mortgage company not affiliated with Pinkmelon, Inc. Pinkmelon does not make or arrange loans and receives no compensation from Loaning.ai. Third-Party Lender Disclosure

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