Third-Party Lender Disclosure
Last updated: Oct 6, 2026
Who we are
Pinkmelon, Inc. ("Pinkmelon") is a real estate brokerage licensed by the California Department of Real Estate (DRE #02446566). Pinkmelon helps people buy and sell homes. Pinkmelon does not make, arrange, or negotiate mortgage loans and does not take loan applications.
About Loaning.ai
Mortgage rates and pre-approval information shown on pinkmelon.ai are provided by Loaning.ai, operated by Habitfactory USA, Inc. (NMLS #2357195). Loaning.ai is an independent mortgage company. Pinkmelon and Loaning.ai are separate companies, and neither owns or controls the other.
When you click "Check My Rate" or "Get Pre-Approval," you are connected to the Loaning.ai website. Loaning.ai is solely responsible for its rates, loan terms, pre-approvals, and all mortgage services.
About the rates you see
Rates, APRs, and points shown are estimates based on the sample borrower profile described on the rate page, and may change without notice. A pre-approval is not a loan commitment or a guarantee of financing. All loans are subject to credit approval, underwriting, and appraisal.
No compensation
Pinkmelon does not receive any fee, commission, advertising payment, or other thing of value from Loaning.ai, and Loaning.ai does not refer customers to Pinkmelon in exchange for this placement. Pinkmelon agents receive no compensation based on whether you use Loaning.ai.
Your choice
You are not required to use Loaning.ai to work with Pinkmelon, to receive your Pinkmelon cash back or fee discount, or to buy or sell a home. Pinkmelon will work with any lender you choose. Other mortgage lenders offer similar services, and we encourage you to shop around to find the best service and rate for you.
Your information
Pinkmelon does not share your name, contact details, or financial information with Loaning.ai without your permission. Information you provide on Loaning.ai is governed by Loaning.ai's Terms of Use and Privacy Policy.
Questions
Pinkmelon, Inc. · 3435 Wilshire Blvd Ste 1960, Los Angeles, CA 90010 · hello@pinkmelon.ai · (213) 426-1171