Buyer’s Inspection Advisory (BIA)

This advisory explains what you’re responsible for investigating and verifying yourself before buying — from the roof and foundation to insurance, zoning, solar obligations, and the neighborhood itself.

Neither the Seller nor your Broker guarantees the property’s physical condition, and your Broker’s own inspection is limited and doesn’t replace a specialist.

Before you sign: this is an advisory, not a contract. Your signature confirms you received, read, and understood it — not that your investigation is complete.

This is a sample file provided for illustration only — not legal advice, and not necessarily your own document's exact layout.

2-page document

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Buyer’s Inspection Advisory (BIA) — page 1

1. Importance of Property Investigation

Appears on page 1 of 2

What is this?

The advisory’s central principle: unless otherwise agreed, neither the Seller nor Brokers guarantee the physical condition of the property, and you have an affirmative duty to investigate and verify facts yourself.

Why it matters

This sets the tone for the entire document — a Seller Disclosure and an Agent’s opinion are not the same thing as you personally verifying what you’re buying.

What should I review?

Ask yourself: what do I already know, what has been disclosed to me, what still needs verification, and do I need a specialist for any of it?

What should I consider?

If any professional recommends further investigation — like a pest inspector flagging an inaccessible area — don’t skip that recommendation; follow up with a qualified expert.

What does signing / initialing mean?

Signing doesn’t mean you’ve completed every investigation — it means you received, read, and understood this advisory about the importance of investigating.

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Disclaimer

The sample forms and interactive guides in this Resource Center are provided for general educational and informational purposes only and do not constitute legal, tax, financial, or other professional advice.

These materials are intended to help explain how real estate forms are generally structured and what key sections may mean. They are not the actual documents for your transaction. The forms prepared for you may differ in content, terms, and required disclosures depending on your property, location, transaction, and individual circumstances.

Always review the actual documents provided for your transaction carefully and rely on those documents—not these samples—when making decisions or signing. C.A.R. forms referenced in this Resource Center are copyrighted by the California Association of REALTORS® and are referenced for illustrative and educational purposes only. For questions specific to your transaction, consult your real estate broker or agent. For legal or tax advice, consult a qualified attorney or tax professional.

Buyer’s Inspection Advisory (BIA)

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